To view one or more of the following presentations, simply click on the appropriate link. To hear the audio portion, make sure you have your computer's volume turned up or are using external speakers/headphones. Videos average four to six minutes.
Medical Plan Options Working Spouse Exclusion
Basic Medical Health Savings Accounts
Choice Savings Medical Flexible Spending Accounts
The following educational materials are designed to help you understand the various options available under the Ruan benefits program, allowing you to select the best package to meet your needs. You may view/print each document by clicking on the title.
Employee Benefits Guide booklet—An overview of each benefit plan including health plans, pre-tax savings accounts, disability benefits, life insurance, 401(k) retirement plan and more.
Pricing Guide—Premium prices for each benefit option. If you have a different pay cycle than listed, your payroll deductions will be prorated accordingly.
Wellmark Drug List—Check Wellmark's Drug List to see which drug tier your medication is under or if it is classified as a "preventive" medication.
Working Spouse Exclusion—Eligibility rules and definition of a "working spouse".
Vision Plan—ID cards are not issued for the vision plan, so please reference this flyer about the vision plan provider and a brief summary of plan benefits.
HSA New Account Application—Pair your Basic medical plan with a Health Savings Account (HSA) to help pay for out-of-pocket medical expenses on a pre-tax basis. Fax your initial paperwork to Ruan Benefits at 515-558-3497 or e-mail it to email@example.com.
Current team members may access additional information and materials by logging into the employee Hub portal.
Call the Human Resources Hotline at 1-800-845-6675.