Ruan Benefits summary

Full-time eligible team members start coverage after 60 days of employment. Some benefits are provided free of charge by the company, others are optional and must be elected by the employee and are paid through payroll deduction. Many benefit premiums are deducted on a pre-tax basis.

Medical

• Choose from four plans
• Administered by Wellmark Blue Cross Blue Shield Worldwide networks
  

  Dental

• Choose from two plans
• Administered by Delta Dental of Iowa Delta Premier or Delta PPO networks
  

  Vision

• Annual allowance for routine exam
• Annual allowance toward purchase of glasses or contacts
  

  Pre-tax Savings Plans

• Health Savings Account (HSA)
• Health Care Flexible Spending Account (FSA)
• Dependent Care Flexible Spending Account (FSA)
  

  Paid Time Off

• Paid holidays
• Vacation
• Additional programs based on job category
  

  Short-term Disability (STD)

• Company paid core benefit
• Optional supplemental buy-up coverage
  

  Long-term Disability (LTD)

• Company paid core benefit
• Optional supplemental buy-up coverage
  

  Life Insurance

• Company paid benefit including AD&D
• Optional supplemental buy-up coverage
• Optional spouse and dependent coverage
  

  Other Benefits

• Wellness and tuition reimbursements
• Employee assistance program
• Will preparation service
• Employee discounts
• Referral bonus
• Travel Assistance
  
  

  401(k) Retirement Plan

• Participation after 60 days of service
• Automatic enrollment with annual step-up
• Company matches 50 percent of your deferral (up to 6 percent) after one year of service
• May change your deferral, investments or opt out any time