Ruan Benefits Summary

Full-time eligible team members start coverage after 30 days of employment. Some benefits are provided free of charge by the company, others are optional and must be elected by the employee and are paid through payroll deduction. Many benefit premiums are deducted on a pre-tax basis.

Medical

  • Choose from four plans
  • Administered by Wellmark Blue Cross Blue Shield
  • Extensive provider networks
  • Includes Prescription Drug Coverage

    • Dental

  • Choose from two plans
  • Administered by Delta Dental of Iowa 
  • Choice of Delta Premier or Delta PPO networks

    Vision

  • Low co-pay cost for annual eye exam
  • Allowances for glasses or contacts

    Pre-tax Savings Plans

  • Health Savings Account (HSA)
  • Health Care Flexible Spending Account (FSA)
  • Dependent Care Flexible Spending Account (FSA)  

    Voluntary Benefits

  • Accident Insurance
  • Critical Illness
  • Hospital Indemnity   

    Paid Time Off

  • Paid holidays
  • Vacation
  • Additional programs based on job category

    Short-term Disability (STD)

  • Company paid core benefit
  • Optional supplemental buy-up coverage

    Long-term Disability (LTD)

  • Company paid core benefit
  • Optional supplemental buy-up coverage

    Life Insurance

  • Company paid benefit including AD&D
  • Optional supplemental buy-up coverage
  • Optional spouse and dependent coverage

    Other Benefits

  • Wellness and tuition reimbursements
  • Employee assistance program
  • Employee discounts
  • Referral bonus
  • Travel Assistance

    401(k) Retirement Plan

  • Participation after 30 days of service
  • Automatic enrollment with annual step-up
  • Company matches 50 percent of the first 6 percent you contribute after one year of service
  • May change your deferral, investments or opt out any time