401(K) Retirement Plan

Ruan Employees' Profit Sharing and Savings Plan, or 401(k), provides tax-advantaged retirement savings for eligible full-time and part-time team members.  Automatic enrollment begins after 60 days of employment, provided you are not eligible for a union pension program.  You may change your deferral or opt out at any time by following the enrollment instructions below.

Enrollment Information

Automatic Enrollment Notice

Eligible new hires will be automatically enrolled at 5 percent pre-tax and have their funds invested in the T. Rowe Price account that most closely matches your normal retirement date. If you wish to enroll at a different percentage, invest in other funds or waive participation altogether, you must contact Principal Financial Group before your effective date.


How to Set Up Your 401(k) Account (Register) with Principal Financial

Reference group/contract number 381756.

401(k) Enrollment Booklet

In addition to basic retirement savings information, section three of this booklet contains a summary of Ruan's retirement plan, details on your investment options, rollover form, a beneficiary designation form and more.

Once enrolled, you'll have access 24/7 to check your account balance, modify your payroll contribution, update your beneficiaries, change investment options and more through www.principal.com or by calling TeleTouch toll-free at 1-800-547-7754.

Invesco/Oppenheimer Investment Name Change 5/28/2019

Web Presentations

To view a presentation, simply click on the title link. To hear the audio portion, make sure your computer's volume is turned up or are using the external headphones/speakers.

Ruan 401(k) Overview (5 minutes)

Principal Website Demo (10 minutes)



Call the Human Resources Hotline at 1-800-845-6675 option 4.