2020 Ruan Benefits

Please review the enrollment materials and/or web videos below. Once you've decided on a benefits package, follow the login instructions on the Ready to Enroll page.

Educational Materials

The following educational materials are designed to help you understand the various options available under the Ruan benefits program. You may view/print each document by clicking on the title.

Employee Benefits Guide booklet - An overview of each benefit plan including health plans, pre-tax savings accounts, disability benefits, life insurance, 401(k) retirement plan and more.

Pricing Guide - Premium prices for 2019. If you have a different pay cycle than listed, your payroll deductions will be prorated accordingly.

Health Plan Comparison Charts - A one page, condensed chart of the medical, dental, and vision plans.

Web Presentations

To view a presentation simply click on the appropriate link. To hear the audio portion, have your computer's volume turned up or use external speakers/headphones. Videos average four to six minutes.

Medical Plan Options Working Spouse Exclusion Rule 

Light Medical

Basic Medical Health Savings Accounts (HSA)

Choice Savings Medical Medical Flexible Spending Accounts (FSA)

Premier Medical

Helpful Resources

How to Access Wellmark's Drug List Working Spouse Exclusion

Delta Dental "To Go" flyer Vision Plan Flyer

Doctor on Demand Virtual Visit BenXpress Mobile App Instructions

Wellness Reimbursement Fillable Form HSA New Account Application - fax form to (515) 558-3497 

 Don't forget to check our our extensive list of Frequently Asked Questions!


Ready to make your elections? Follow the login instructions posted under the Ready to Enroll page.


Call the Human Resources Hotline at 1-800-845-6675 option 4, or e-mail benefits@ruan.com.