2023 Benefits

Enrollment Materials

Summary of Changes—Key changes for the 2023 plan year.


Benefits enrollment through MyADP is easy!

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           Need to register with MyADP.com first?  Click Here

Health Plans Side-by-Side               2023 Price List

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e-guide description

Express Scripts

Effective 1/1/2023 Ruan's pharmacy benefits will be administered by Express Scripts.  Look for a welcome kit and new drug ID card in mid-December.  (You will also be issued a new, separate medical-only Wellmark ID card.)  Answers to most questions on how your pharmacy benefits will transfer to Express Scripts can be found in this document of Frequently Asked Questions (FAQs).

While Ruan team members will not be able to register with the Express Scripts website or mobile app until the new plan year begins, you may visit www.Express-Scripts.com/RuanTransportCorporation now to:

Additional details about other Express Scripts programs are available in the 2023 Employee Benefits Guide.


Ready to make your 2023 elections?  Follow the login instructions posted under the "Ready to Enroll" page.

Helpful Resources

MyHealthMoney— a free, online health benefits support tool.  Answer a few simple questions and let MyHealthMoney compare your Ruan options, calculate estimated costs, and suggest a personalized benefits package.  MyHealthMoney does not provide legal advice but is intended to provide educational guidance. 

Working Spouse Exclusion Rule


Summary of Benefits Coverage (SBC)

Insurance companies and employer based health plans must provide a short, plain-language summary of benefits and coverage to help healthcare consumers make "apples to apples" comparisons among various plans.

SBC: Light Medical    SBC: Choice Savings Medical                        

SBC: Basic Medical   SBC: Premier Medical  

Uniform Glossary of Medical Terms



Call the Human Resources Hotline at 1-800-845-6675 option 4.