2020 Open Enrollment
November 8th - 25th
Remember, not all plans or features roll over year to year. You must re-elect non-tobacco discounts and flexible spending/health savings accounts each year. In addition, if you are covering a spouse on your medical plan, you must reconfirm your spouse's non-working status in order to maintain their eligibility. Failure to do so will result in the cancelation of coverage on January 1.
Summary of 2020 Benefit Plan Changes— A listing of key changes for the 2020 benefits plan year.
2020 Price List— Premium prices for each benefit option.
Employee Benefits Guide booklet— An overview of each benefit plan including health plans, pre-tax savings accounts, disability benefits, life insurance, 401(k) retirement and more.
Medical Charts— A condensed, one page overview of Ruan's medical, dental and vision options.
NEW Delta Dental "To Go" Employee Assistance Program
How to Access Wellmark's Drug List Working Spouse Exclusion
Doctor on Demand Virtual Visit BenXpress Mobile App Information
HSA New Account Application— Fax your initial paperwork to Ruan Benefits at 515-558-3497 or e-mail it to firstname.lastname@example.org.
Don't forget to check out our extensive list of Frequently Asked Questions (FAQs)!
To view a presentation simply click on the title. To hear the audio portion, make sure your computer or mobile device's volume is turned up. Videos average three to six minutes in length.
Open Enrollment and Key Changes
Medical Plan Options Working Spouse Exclusion Rule
Light Medical Plan
Basic Medical Plan Health Savings Accounts
Choice Savings Medical Plan Flexible Spending Accounts
Premier Medical Plan
Summary of Benefits Coverage (SBC)
Insurance companies and employer based health plans must provide a short, plain-language summary of benefits and coverage to help healthcare consumers make "apples to apples" comparisons among various plans.
SBC: Light Medical SBC: Choice Savings Medical
SBC: Basic Medical SBC: Premier Medical
Uniform Glossary of Medical Terms
Ready to make your 2020 elections? Follow the login instructions posted under the "Ready To Enroll" page.
Call the Human Resources Hotline at 1-800-845-6675 option 4.