2022 Open Enrollment

October 29 to November 15

Elections made during the 2022 Open Enrollment period will take effect January 1st.  Remember: not all plans or features roll over, so it is to your advantage to re-enroll even if you select the same option as before.

Enrollment Materials

Open Enrollment Video— everything you need to know in under six minutes!

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Summary of Benefit Plan Changes— A listing of key changes for the 2022 benefits plan year.

Medical Charts— A condensed, one page overview of Ruan's medical, dental and vision options.

2022 Price List— Premium prices for each benefit option.

Employee Benefits Guide booklet— An overview of each benefit plan including health plans, pre-tax savings accounts, disability benefits, life insurance, 401(k) retirement and more.

Don't forget about our extensive list of Frequently Asked Questions (FAQs).

Ready to make your 2022 elections?  Follow the login instructions posted under the "Ready to Enroll" page.

Helpful Resources

MyHealthMoney— a free, online health benefits support tool.  Answer a few simple questions and let MyHealthMoney compare your Ruan options, calculate estimated costs, and suggest a personalized benefits package.  MyHealthMoney does not provide legal advice but is intended to provide educational guidance. 

Ruan Benefits Video— You may watch the entire length video (21:30), OR play certain sections if you're just needing a refresher on a specific plan.  To skip to a topic, simply click on the content title on the left of the video screen.

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BenXpress Mobile App Instructions

nullWorking Spouse Exclusion (3:23)

These benefits will transition to a new service provider on 1/1/2022:

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Summary of Benefits Coverage (SBC)

Insurance companies and employer based health plans must provide a short, plain-language summary of benefits and coverage to help healthcare consumers make "apples to apples" comparisons among various plans.

SBC: Light Medical  SBC: Choice Savings Medical                        

SBC: Basic Medical  SBC: Premier Medical                           

Uniform Glossary of Medical Terms

Ready to make your 2021 elections?  Follow the login instructions posted under the "Ready To Enroll" page.

 

Questions?  

Call the Human Resources Hotline at 1-800-845-6675 option 4.

 

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